What your credit card actually pays

Trip delay, cancellation, lost bags and rental damage, for every card we have read. The amounts come from each issuer’s own Guide to Benefits, and each page carries the filing deadline that decides whether the money is still reachable.

22 cards read so far. We only list a card once we have read its guide, so this list is shorter than most and every figure on it is checkable.

Showing all 22 cards

• American Express Business Platinum$500trip delayafter 6 hoursdelay needed
• American Express Delta SkyMiles Reserve$500trip delayafter 6 hoursdelay needed
• American Express Hilton Honors Aspire$500trip delayafter 6 hoursdelay needed
• American Express Marriott Bonvoy Brilliant$500trip delayafter 6 hoursdelay needed
• American Express The Platinum Card$500trip delayafter 6 hoursdelay needed
• Capital One Venture X$500trip delayafter 6 hoursdelay needed
• Chase Ink Business Preferred$500trip delayafter 12 hoursdelay needed
• Chase Sapphire Preferred$500trip delayafter 12 hoursdelay needed
• Chase Sapphire Reserve$500trip delayafter 6 hoursdelay needed
• Chase Sapphire Reserve for Business$500trip delayafter 6 hoursdelay needed
• Chase United Club Card$500trip delayafter 12 hoursdelay needed
• Chase United Explorer$500trip delayafter 12 hoursdelay needed
• Chase United Quest$500trip delayafter 12 hoursdelay needed
• Citi Strata Elite$500trip delayafter 6 hoursdelay needed
• Citi Strata Premier$500trip delayafter 6 hoursdelay needed
• American Express Business Gold$300trip delayafter 12 hoursdelay needed
• American Express Delta SkyMiles Platinum$300trip delayafter 12 hoursdelay needed
• American Express Gold$300trip delayafter 12 hoursdelay needed
• American Express Green$300trip delayafter 12 hoursdelay needed
• American Express Marriott Bonvoy Bevy$300trip delayafter 12 hoursdelay needed
• Chase Ink Business Cash—trip delay—delay needed
• Chase Ink Business Unlimited—trip delay—delay needed

No cards from that issuer yet.

Don’t see yours? The free flight check still applies the federal rules whichever card paid, and we add cards as we read their guides.